Free trial
Bank transfer payment API for Vietnam businesses
Connect your bank, get real-time balance updates via webhook. 60 free transactions every month — no business registration required.
60 free transactions per month · 15+ banks · 99.99% uptime
Supported banks
& more banksNETWORK
Active customers
10K+
Connected banks
1K+
System uptime
99%
Customer rating
4.9/5
Quick start
From sign-up to your first webhook in one afternoon
1. Connect a bank account
Link a personal or business account from the dashboard — no paperwork, no approval queue.
2. Create an API key & webhook
Generate credentials and set a webhook URL in a few clicks, with docs and sandbox included.
3. Receive instant notifications
Incoming transfers reach your website, Telegram bot or chat channel within seconds.
Most-used features
Why shops and engineering teams pick ApiPay
Many banks, one API
MB, ACB, BIDV, VietinBank, Vietcombank, VPBank, Sacombank, TPBank, VIB, OCB, Co-opBank, Shinhan, PGBank, MSB. The free plan connects up to 10 accounts, paid plans up to 100.
Real-time webhooks, HMAC verified
Transactions are pushed to your URL within seconds with an ApiPay-Signature header, retry history and per-delivery status.
Website, Telegram bot, workflows
One REST API for websites, apps, bots and internal processes. Notifications via Telegram, Zalo, Slack, Lark, Discord and email; ready-made integrations for WooCommerce, WHMCS, HostBill and Google Sheets.
Built for shops
Generate VietQR and payment links, match transfer content to orders automatically, announce payments with the speaker — no payment gateway fees.
Simple API, sandbox included
REST API v1, fast CLI setup, a sandbox for test runs and interactive API docs at docs.apipay.vn.
USAGE QUOTA PRICING
Scale Seamlessly With Your Volume
Pay only for what you need. Zero downtime when exceeding limits.
60 tx / month
Extra usage at 350Ä‘ / tx from your balance
Selected transaction quota
200 tx / month
200 tx / month
~350Ä‘ / transaction
Customer stories
Trusted by individuals and businesses
"ApiPay helped our system process payments much faster and more reliably. We started with Starter and upgraded to Pro after seeing clear results."
Phu Huy
Customer
"The most impressive part is how quickly transactions are detected and delivered, even during peak hours. Our system no longer misses payments."
Minh Long
CEO: SHOPVPS
"ApiPay fits high-volume systems well. The flexible quota tiers and soft-capping mechanism allow us to operate smoothly without worrying about cash flow disruptions."
Anh Tuan
Customer
"The API integration was straightforward and the docs were clear. It took a short time to put ApiPay into production and automate payment confirmation."
Trong Nguyen
CEO: EZTECH
Frequently asked questions about ApiPay
+What is ApiPay?
ApiPay is a payment API and Open Banking platform that helps businesses automatically identify bank transfers, process payments in real time, and sync transactions through webhooks and REST APIs.
+How do I start using ApiPay?
Create an account, connect a bank account, and integrate the API or webhook to start automating bank transfer payments for your website or app.
+Which banks does ApiPay support?
ApiPay supports popular Vietnamese banks such as MB Bank, ACB, BIDV, OCB, Co-opBank, VietinBank, VIB, Sacombank, VPBank, PGBank, Shinhan Bank, Vietcombank, MSB, TPBank, and more.
+How much does ApiPay cost?
ApiPay includes a free 60 tx/month plan plus 23 paid tiers from 200 to 500,000 tx/month (starting at 70,000 VND/month). Listed prices are final checkout totals. When you exceed quota, successful extra transactions are deducted from prepaid balance at the plan rate.
+Does ApiPay charge transaction fees?
ApiPay subscription tiers include prepaid transaction bundles with effective costs from 150Ä‘ - 350Ä‘ per successful transaction. Failed transactions are never charged.
+Do I need a registered business to use ApiPay?
Not always. ApiPay supports both individuals and businesses depending on the service type and bank connection method.
+Is payment data secure?
Yes. ApiPay uses authentication, data encryption, and secure webhook mechanisms to protect transactions and payment information.
+Does ApiPay support webhooks and REST APIs?
Yes. ApiPay provides REST APIs and real-time webhooks to sync transactions and confirm payments automatically.
+Is ApiPay suitable for small businesses?
Yes. ApiPay works for startups, small businesses, SaaS products, hosting, VPS, web apps, and systems that need automated 24/7 payments.
+Do I need to change my current system to integrate ApiPay?
Usually only minimal changes are needed. ApiPay supports flexible integration with websites, apps, WHMCS, HostBill, WordPress, Laravel, and other systems through APIs and webhooks.
Sign up free, get 60 transactions today
Create your account in a minute, connect the first bank and receive a test webhook on the next transfer.
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