API v1 is ready with Open Banking and more supported banks.
Integrate quickly with CLI setup and Dashboard. Connect bank accounts directly, collect payments, and receive balance updates in real time.
Supported banks
& more banks
npm install -g apipayActive customers
10K+
Connected banks
1K+
System uptime
99%
Customer rating
4.9/5
Overview
ApiPay is an Open Banking API platform that automates Vietnamese bank transfer payments. Businesses and individuals can integrate direct bank payments into websites, apps, or internal systems quickly, securely, and reliably. ApiPay connects with major banks in Vietnam and provides real-time payment infrastructure for transaction processing, reconciliation, and automated payment notifications.
Notifications
Every transaction goes to where your team works, with no manual checking.
ApiPay sends real-time payment alerts through platforms such as Telegram, Discord, Lark, Slack, and more.
Telegram
Discord
Lark
Slack
ZaloA transaction happens, the alert arrives immediately. No delays and no missed payments.
Connect quickly with the tools your team already uses every day.
Connect a channel and start receiving alerts. No code and no complex configuration required.
Use notifications to trigger systems, process orders, and automate workflows.
Connect local banks to power flexible payment workflows for Vietnamese cardholders and bank users
We optimize every part of the payment flow so bank transfer payments stop slowing you down.
ApiPay helps transactions register and respond almost immediately, giving users a smoother experience and helping teams operate faster.
With an API-first approach, ApiPay fits into websites, apps, SaaS platforms, and internal workflows instead of becoming a separate payment silo.
ApiPay is designed to support businesses from launch to scale, keeping transaction processing stable as usage grows.
Automated reconciliation and payment confirmation save operations time while giving customers a clear and reliable payment flow.
Transaction data is protected with layered controls and continuous monitoring to keep businesses and users safe.
ApiPay integrates with websites, mobile apps, SaaS platforms, WHMCS, and accounting systems to synchronize payments across sales channels.
Customer stories
"ApiPay helped our system process payments much faster and more reliably. We started with Starter and upgraded to Pro after seeing clear results."
Phu Huy
Customer
"The most impressive part is how quickly transactions are detected and delivered, even during peak hours. Our system no longer misses payments."
Minh Long
CEO: SHOPVPS
"ApiPay fits high-volume systems well. The flexible quota tiers and soft-capping mechanism allow us to operate smoothly without worrying about cash flow disruptions."
Anh Tuan
Customer
"The API integration was straightforward and the docs were clear. It took a short time to put ApiPay into production and automate payment confirmation."
Trong Nguyen
CEO: EZTECH
ApiPay is a payment API and Open Banking platform that helps businesses automatically identify bank transfers, process payments in real time, and sync transactions through webhooks and REST APIs.
Create an account, connect a bank account, and integrate the API or webhook to start automating bank transfer payments for your website or app.
ApiPay supports popular Vietnamese banks such as MB Bank, ACB, BIDV, OCB, Co-opBank, VietinBank, VIB, Sacombank, VPBank, PGBank, Shinhan Bank, Vietcombank, MSB, TPBank, and more.
ApiPay includes a free 60 tx/month plan plus 23 paid tiers from 200 to 500,000 tx/month (starting at 70,000 VND/month). Listed prices are final checkout totals. When you exceed quota, successful extra transactions are deducted from prepaid balance at the plan rate.
ApiPay subscription tiers include prepaid transaction bundles with effective costs from 150đ - 350đ per successful transaction. Failed transactions are never charged.
Not always. ApiPay supports both individuals and businesses depending on the service type and bank connection method.
Yes. ApiPay uses authentication, data encryption, and secure webhook mechanisms to protect transactions and payment information.
Yes. ApiPay provides REST APIs and real-time webhooks to sync transactions and confirm payments automatically.
Yes. ApiPay works for startups, small businesses, SaaS products, hosting, VPS, web apps, and systems that need automated 24/7 payments.
Usually only minimal changes are needed. ApiPay supports flexible integration with websites, apps, WHMCS, HostBill, WordPress, Laravel, and other systems through APIs and webhooks.
Blog
Updates from ApiPay about Open Banking, payment APIs, and automated bank transaction workflows.
ApiPay vui mừng thông báo một cột mốc quan trọng trong hành trình phát triển: website apipay.vn của Công ty Cổ phần ApiPay đã được ghi nhận trên Cổng thông tin quản lý hoạt động thương mại điện tử của Bộ Công Thương với trạng thái “Đã thông báo thương mại điện tử”.
Payment Link, hay liên kết thanh toán, là một đường dẫn URL đưa khách hàng đến trang thanh toán dành cho một đơn hàng, hóa đơn, sản phẩm hoặc dịch vụ cụ thể.
IPN giúp hệ thống biết khi nào khách hàng đã thanh toán, số tiền thực nhận là bao nhiêu, giao dịch thuộc đơn hàng nào và trạng thái hiện tại của khoản thanh toán. Nhờ đó, website có thể tự động cập nhật đơn hàng, kích hoạt dịch vụ, cộng số dư, xuất hóa đơn hoặc gửi thông báo mà không cần nhân viên kiểm tra từng giao dịch.