Accept MSB Transfers With ApiPay
Connect your MSB personal, business, or household business account to ApiPay to receive bank transfers automatically, send real-time webhooks, and manage payment requests from one interface.
Advanced security
Payment data is encrypted, fully authenticated, and access is managed per API account.
Instant payments
As soon as a customer transfers money, ApiPay sends a transaction event for your system to process.
Clear API
Consistent REST APIs, readable payloads, and ready documentation help technical teams move quickly.
Multi-bank support
Expand from one existing account to multiple banks without changing your payment workflow.
Flexible webhooks
Receive transaction-level webhooks for reconciliation, order updates, or automatic service activation.
Management dashboard
Track linked accounts, payment requests, revenue, and processing status in one place.
An active MSB personal, business, or household business account that can receive domestic bank transfers.
Every MSB account type requires manual activation by ApiPay.
Business accounts must enable MSB Merchant at a bank branch before linking.
Do not edit the referral code. Each account can be linked only once.
The account holder or business name, account number, linked phone number, and CCCD / tax code.
An ApiPay account with access key and secret key for API calls.
Connect MSB in Dashboard > Banks. Personal, business, and household business accounts are all submitted for manual activation.
Create a payment request with MSB
const auth = Buffer.from('${ACCESS_KEY}:${SECRET_KEY}').toString('base64');
const response = await fetch('https://app.apipay.vn/v1/client/payment-requests', {
method: 'POST',
headers: {
Authorization: `Bearer ${auth}`,
'Content-Type': 'application/json',
},
body: JSON.stringify({
bankPublicId: 'msb_public_id',
amount: 500000,
content: 'ORDER-MSB-001',
}),
});
const {data} = await response.json();
console.log(data.payUrl);import base64
import requests
token = base64.b64encode(b'your_access_key:your_secret_key').decode()
response = requests.post(
'https://app.apipay.vn/v1/client/payment-requests',
headers={
'Authorization': f'Bearer {token}',
'Content-Type': 'application/json',
},
json={
'bankPublicId': 'msb_public_id',
'amount': 500000,
'content': 'ORDER-MSB-001',
},
timeout=30,
)
print(response.json()['data']['payUrl'])Frequently asked questions
Start with MSB today
Create a free account, connect your bank in the Dashboard, and put bank-transfer payments into production without replacing your current system.